48. Fill in the blanks with the most appropriate word(s).
Insurance policies may contain language that entitle an insurer, once losses are paid on cliams, to seek recovery of funds from a ( ⓐ ) which caused the loss. The insured does not have the right to both file a claim with the ( ⓑ ) to receive the coverage outlined in the insurance policy and to seek damages from the third party
- ①ⓐ third party - ⓑ insurer
- ②ⓐ buyer - ⓑ insurer
- ③ⓐ third party - ⓑ buyer
- ④ⓐ buyer - ⓑ insured